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    2020年银保监会财经类专业课试题之英语阅读理解题(4)

    2021-06-17 14:31 来源:华图银行招聘网

      安徽银行招聘网同步华图银行招聘网考试动态信息:2020年银保监会财经类专业课试题之英语阅读理解题(4)。更多关于银保监会试题,银保监会财经类专业课试题,银保监会试题之英语阅,华图银行招聘网的信息的内容,请关注安徽银行招聘网,安徽华图金融:anhuijinlingren和交流群(安徽银行招聘网考试QQ群)获取更多招考信息和备考资料。

      Of all the lessons taught by the financial crisis, the most personal has been that we Americans should not be proud of our financial skills. We take out home loans we cant afford. We run up sky-high credit-card debts. We dont save nearly enough for retirement.

      In response, supporters of financial-literacy education are raising their voices. School districts in many states are adding money-management courses to their curriculum. The government is encouraging students to compete in the National Financial Capability Challenge. However. There is little evidence that traditional efforts to boost financial know-how help students make better decisions outside the classroom. Even as the financial-literacy movement has gained steam over the past decade, scores have been falling on tests that measure how well students perform in marking financial decisions.

      Given the situation, a growing number of researchers and educators agree that a more radical approach is needed. They advocate starting financial education a lot earlier than high school, putting real money and spending decisions into kids hands, and encouraging students to talk openly about the emotions and social influences about spending.

      Yet even the skeptics are slow to write off financial education completely. "We need to rigorously study the financial decisions of alumni like Ariel and Alex and compare with those too speculative to recommend one education approach over another. "says Mike Sheden, a professor at Washington University in St. Louis who is conducting a seven-year study on Whether giving children real bank accounts would result in long-term smart financial decisions. Yes, good, solid research like this takes a lot of time and resources, but it is in our own best interest to pursue it.

      打开资料116 、 (单选题) What is said about the financial-literacy education in the second paragraph?( )

      A.Many local schools add financial courses to their curriculum.

      B.The supporters of such education become doubtful.

      C.Financial know-how in class is definitely helpful in real life.

      D.Financial-literacy movement helped students make wise financial decisions.

      正确答案:A

      解析题干问关于金融素养教育有什么说法? In response, supporters of financial-literacy education are raising their voices. School districts in many states are adding money-management courses to their curriculum.作为回应,金融扫盲教育的支持者提高了他们的声音。许多州的学区都在他们的课程中增加了理财课程。A项许多当地的学校在他们的课程中增加了金融课程。B项这种教育的支持者开始怀疑。C.课堂上的金融知识在现实生活中绝对有用。D.金融扫盲运动帮助学生做出明智的金融决策。所以选A为正确答案。

      117 、 (单选题) What is said about the radical approach mentioned in the third paragraph?( )

      A.Reducing the financial courses taught in classes

      B.Starting financial education from high school instead of college

      C.Putting kids in financial environment to learn from real-life experiences

      D.Avoiding discussions on the emotions and social influences about spending

      正确答案:C

      解析题干问第三段中提到的激进方法是怎样的? They advocate starting financial education a lot earlier than high school, putting real money and spending decisions into kids' hands, and encouraging students to talk openly about the emotions and social influences about spending.他们提倡比高中更早开始金融教育,把真正的钱和消费决定交给孩子们,并鼓励学生公开谈论关于消费的情感和社会影响。A.减少课堂上的金融课程,B.从高中而不是大学开始金融教育,C.让孩子在金融环境中学习真实的经验,D.避免讨论关于消费的情绪和社会影响。所以C选项为正确答案.

      118 、 (单选题) What does Mike Sheden think of the financial education of Ariel and Alex?( )

      A.It is fruitful without any doubt.

      B.It is better than their peers.

      C.It turns out to be a failure.

      D.It needs experimental evidence to prove its success.

      正确答案:D

      解析题干问麦克·谢登是如何看待阿里尔和亚历克斯的财务教育的? 定位最后一段,"We need to rigorously study the financial decisions of alumni like Ariel and Alex and compare with those too speculative to recommend one education approach over another. “我们需要严格研究阿里埃勒和亚历克斯等校友的财务决策,并与那些过于投机、不愿推荐一种教育方式而不推荐另一种教育方式的人进行比较。”迈克·谢登(Mike Sheden)说。A.毫无疑问,这是富有成效的。B.比他们的同龄人好。C.结果是失败的。D.它需要实验证据来证明它的成功。所以D选项为正确答案。

      119 、 (单选题) What's the author's attitude towards financial education?( )

      A.Suspicious

      B.Objective

      C.Optimistic

      D.Critical

      正确答案:B

      解析态度题。第一段作者说到我们美国人不应该为自己的金融技能感到自豪。我们承担不起房贷。我们的信用卡债务堆积如山。我们的退休储蓄远远不够。但最后一段组后一句作者说到good, solid research like this takes a lot of time and resources, but it is in our own best interest to pursue it.所以是一个客观的态度。所以B选项为正确答案。

      120 、 (单选题) What is the passage mainly about?( )

      A.Approach to financial education

      B.Americans' financial skills

      C.Reform on financial education

      D.Lessons of financial crisis

      正确答案:C解析主旨题。第一段作者提到美国人不应该为自己的金融技能感到自豪。紧接着二三段提到了金融教育改革。第四段说到即便是持怀疑态度的人,也迟迟不愿彻底放弃金融教育。全篇都是对金融教育改革的关注。首先排除BD,没有围绕着金融教育,A金融教育的方法,C金融教育改革,所以C选项为正确答案。

      本文链接:https://ah.huatu.com/2021/0617/1991166.html

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